Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Check this out –

All checking accounts include the following FREE perks:
  • Debit card with real-time alerts
  • Access 24/7 banking by phone
  • Online banking
  • Notary services
  • Bill pay
  • Text and email alerts
  • Mobile banking with mobile deposit
  • Apple Pay & Google Pay
  • Electronic statements
  • Buy back of your previous bank’s checks and debit cards

Checking Account Options

Our checking accounts are designed for convenience. Open yours in just a few minutes, anytime, from anywhere.

Simply Free Checking

  • $50 opening balance
  • $0 service charge
  • No minimum balance
Apply online

Direct Interest Checking

  • $50 opening balance
  • $0 service charge
  • Competitive Interest
  • No minimum balance
Apply Online

50+ Interest Checking

  • $50 opening balance
  • $0 service charge
  • Competitive Interest
  • No minimum balance
Apply Online

Premium Interest Checking

  • $50 opening balance
  • $8* service charge
  • Higher interest rate with a balance of $1,500+
  • Competitive interest if balance falls below $1,500
Apply Online

Money Market

  • $50*** opening balance
  • $8** service charge
  • Higher balances earn higher interest rates
  • Competitive interest rates with a balance of $2,500+
  • $1.00 fee per debit after 2 debits each month
Apply Online

*Waived with $1,500 minimum daily balance
**Waived with a $2,500 minimum daily balance
***$50 opening deposit with 30 days to increase balance to $2,500 otherwise account goes to a Free Checking account.

Patron's bank icon

No Wallet? No Problem!

discover secure mobile payment options

Make convenient, secure payments on the go with your Patrons Bank card using Apple Pay® and Google Pay™. Visit our Online & Mobile Banking page to learn how you can safely add your card to your Apple or Android device with a tap of your fingers.

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Have kids? Get them Greenlight.

Teach your kids to earn, save, and spend wisely with a Greenlight debit card.

Learn More

Piggy bank and coins

Round Up Savings

Automatically grow your savings! Round Up makes saving money simple and convenient by rounding up debit card transactions to the nearest dollar. To enroll today, call 844-348-8523 and ask for new accounts.

Call to Enroll