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Why Every Kid Needs a Checking Account 💳

Let’s face it—today’s kids are growing up in a digital world where money isn’t just in piggy banks anymore. From online purchases to cash apps, financial literacy starts earlier than ever. That’s why opening a checking account for your child isn’t just a nice-to-have—it’s a must-have. 🙌

Here’s why:

1. It Teaches Money Management Early 💡

A checking account gives kids hands-on experience with budgeting, spending wisely, and saving. They start learning the value of money and how to track it, rather than letting it disappear into a snack fund. 🍿💸

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2. It Builds Good Habits 📈

Instead of handing out allowance with no structure, a checking account paired with a debit card creates real-world accountability. Kids learn to check balances, watch transactions, and avoid overspending. (Sound familiar, parents? 😅)

3. It Prepares Them for the Future 🚀

Whether it’s learning to set up direct deposit from their first job or how to avoid overdraft fees, kids who start early build confidence with banking—so by the time they’re adults, they’re pros. 🧠💼

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🎉 Enter: Greenlight — Free for Patrons Bank Families! 🎉

Here’s the best part: Patrons Bank families can sign up for Greenlight for free!

Greenlight is a debit card and money app made just for kids and teens. It’s packed with tools to help them save, spend, and even invest—with full parental oversight. 👨‍👩‍👧‍👦✨

Plus:
✅ You control the settings
✅ They get financial education
✅ First 100 families get a free custom debit card 🎨

Getting started is easy. Link your Patrons Bank account to Greenlight, and you’ll unlock the Greenlight Select plan at no cost.* 🙌


Ready to Raise a Money-Smart Kid?
Start your family’s financial journey today with Greenlight—free when you bank with Patrons Bank.

💚 Because it’s never too early to build smart habits.


*The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
†Patrons Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their Patrons Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 12/31/2025. Offer subject to change or renewal.

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