Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Cards

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

MasterCard Platinum copy 1

Low Rate Card

Designed for shoppers looking for a great low interest rate
  • No annual fee
  • 2.9% Introductory Rate for your first 6 months
  • Low ongoing rate

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Patrons bank Credit Card

Preferred Points Card

Designed for shoppers looking for outstanding rewards and no annual fee
  • 2.9% Introductory Rate for your first 6 months
  • Earn one point for each dollar spent (up to 10,000 per month) and redeem anytime
  • Zero Liability for unauthorized purchases

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Business & Corporate Cards

Choose the card that is right for your business – Standard Card with no annual fee or the
Preferred Points Rewards Card.

MasterCard Platinum copy 1

Standard Card

Spending power for your business with no annual fees
  • Choose Summary of Individual billing
  • No annual fee
  • Zero Liability for unauthorized purchases

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MasterCard Platinum copy 1

Preferred Points Card

Designed for shoppers looking for outstanding rewards and no annual fee
  • Each employee card can earn up to 10,000 points per month
  • Multiple redemption options -cash back, travel, gift cards and more
  • Zero Liability for unauthorized purchases

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